Calculator
What can I afford?
Start from what comes in and what already goes out, and work backwards to a price you could carry without dreading the first of the month.
Min payments on cards, loans, alimony, etc.
DTI Ratios
Estimated Monthly Payment
$3,195
Based on a Conventional loan at 6.500% over 30 years with 20% down. Estimates only — request a personalized quote for exact pricing.
What this is telling you
Lenders look at two ratios: what the housing payment is as a share of your income, and what all your debts are together. This shows both.
An estimate from the assumptions above, not a quote and not an offer to lend. Rates, taxes, insurance and mortgage insurance all vary by property, credit profile and day.
Want somebody to check the assumptions?
Send us the numbers you put in and we will tell you which of them an underwriter would push back on.
Or call(503) 555-0175and ask for whoever is free.
